A proposed national Office of Insurance Information (OII) would serve as the federal agency in charge of international agreements involving insurance and as a national repository of expert knowledge about insurance. The proposal makes sense for two reasons. First, an OII could give America a way of negotiating international trade deals that involve insurance (and most do). Currently, the nation relies on an ad hoc, haphazard system involving the National Association of Insurance Commissioners. This places American companies at a disadvantage around the world. Doing this would not expand federal power, because the Constitution already clearly gives the federal government the ability to preempt state laws on insurance through international treaties. Second, an OII’s proposed capacity to collect data and do studies would also correct an existing government failure, which is that overregulation has retarded the collection of data about the national insurance environment. The office would give policy makers - both OFC supporters and opponents - the opportunity to test out ideas for national regulation. However, Congress should incorporate into any OII proposal provisions for the agency’s closure in the event that a more developed national insurance market allows for private sector options for the OII’s information services to flourish.